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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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Possibilities of financing the real estate purchase
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This bachelor thesis introduces the possibilities of real estate financing. The main goal of the current work is to acquaint with the basic products which can be used for financing of the real estate. The real estate register will be discussed and explanation of the purpose of this institution will be given. The thesis is focused on financing of real estate by individuals. The first part of the work deals with financing by own resources, where the description of savings, gifts and heritage is pronounced. Consequently, possibilities of financing with the use of bank products, such as mortgage loan, building society, and consumer loan, will be presented. In the next chapter of the first part, evolution of the interest rate of mortgage loan and the state aid of building society will be shown. In the second part, model of financing of particular real estate with optimal solution will be described.
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Decision making criteria for buying residential real estate
Vránová, Petra ; Bejšovec, Jaroslav (referee) ; Staněk, Roman (advisor)
This bachelor thesis introduces a reader to a topic of the ownership and acquisition of the residential property from the perspective of the legal system, estate market, property valuation and financing. Main body of this thesis focuses on the identification and analysis of decision making criteria influencing selection of the residential property. Part of this thesis is a practical evaluation of the current estate market offer based on the defined criteria.
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Real Estate Financing from the Investor's Perspective
Svobodová, Petra ; Pospíšilová,, Barbora (referee) ; Vítková, Eva (advisor)
The thesis is focused on the the real estate financing. In the theoretical part, the participants on the real estate market are introduced, as well as the types of real estates basic housing data in the Czech Republic. The theoretical part conclude the possible ways of financing. The major part of the last chapter in the theoretical part is building savings and the mortgage loan negotiated with a commercial bank. The case study deals with the fictitious purchase of an apartment. The selection of the apartment category was based on the definition of the statistical data describing the development of the demanded categories of the apartment. The apartment can be financed in three different ways, which are described in the previous part of the thesis. Finally, there is the most appropriate funding method selected.
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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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Real Estate Financing from the Investor's Perspective
Svobodová, Petra ; Pospíšilová,, Barbora (referee) ; Vítková, Eva (advisor)
The thesis is focused on the the real estate financing. In the theoretical part, the participants on the real estate market are introduced, as well as the types of real estates basic housing data in the Czech Republic. The theoretical part conclude the possible ways of financing. The major part of the last chapter in the theoretical part is building savings and the mortgage loan negotiated with a commercial bank. The case study deals with the fictitious purchase of an apartment. The selection of the apartment category was based on the definition of the statistical data describing the development of the demanded categories of the apartment. The apartment can be financed in three different ways, which are described in the previous part of the thesis. Finally, there is the most appropriate funding method selected.
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Possibilities of financing the real estate purchase
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This bachelor thesis introduces the possibilities of real estate financing. The main goal of the current work is to acquaint with the basic products which can be used for financing of the real estate. The real estate register will be discussed and explanation of the purpose of this institution will be given. The thesis is focused on financing of real estate by individuals. The first part of the work deals with financing by own resources, where the description of savings, gifts and heritage is pronounced. Consequently, possibilities of financing with the use of bank products, such as mortgage loan, building society, and consumer loan, will be presented. In the next chapter of the first part, evolution of the interest rate of mortgage loan and the state aid of building society will be shown. In the second part, model of financing of particular real estate with optimal solution will be described.
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Decision making criteria for buying residential real estate
Vránová, Petra ; Bejšovec, Jaroslav (referee) ; Staněk, Roman (advisor)
This bachelor thesis introduces a reader to a topic of the ownership and acquisition of the residential property from the perspective of the legal system, estate market, property valuation and financing. Main body of this thesis focuses on the identification and analysis of decision making criteria influencing selection of the residential property. Part of this thesis is a practical evaluation of the current estate market offer based on the defined criteria.
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Evaluation of investment project – student housing
Vecán, Viktor ; Scholleová, Hana (advisor) ; Habrnal, Marek (referee)
The aim of the thesis is to evaluate an investment in refurbishment and subsequent maintenance of the property as accommodation facilities for students, and to give investors a recommendation on whether to implement the project. A market analysis in the thesis is used to identify a suitable area for the project implementation. Next part of the thesis introduces the investment project and its parameters in line with the investor's strategy. Last part of the thesis is dedicated to the evaluation of the financial plan and a sensitivity analysis.
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